404 21st Street, Vero Beach, FL 32962

$419,900 — Active

Property Features

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RARE 2.75% ASSUMABLE FHA MORTGAGE! CBS 3BR/2BA, 1,640 SF home in Vero Shores near Harmony Oaks Conservation Area & Indian River. NO mandatory HOA! Oversized .37-acre corner lot w/2 driveway accesses, double commercial gate & shell/coquina parking ideal for RV, boat & toys. New paver driveway & renovated guest bath! Tile thru out the home. 2018 metal roof & HVAC, 2022 WH & replumb. Impact doors/garage door. HUGE 30x15 screened lanai w/wood ceiling & commercial fan. Fenced backyard + shed. Laundry under air. Approx. $2,150/mo current mortgage payment. Assumption subject to qualification.

Property Details

  • Listing ID: 299801
  • Status: Active
  • Listing Date: 2026-09-12
  • Property Type: Detached
  • Subdivision: Vero Shores
  • County: Indian River
  • MLS Area: County Southeast
  • Bedrooms: 3
  • Full Bathrooms: 2
  • Living Area Sq Ft: 1,640
  • Lot Dimensions: 140x115
  • Year Built: 1973

Financial

  • List Price: $419,900
  • HOA Fee: None
  • Taxes: $4,549/yr

Features & Amenities

  • View: Garden,Other
  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Parking: Attached,Boat,Garage,GarageDoorOpener,PaverBlock,RvAccessParking
  • Cooling: CentralAir,Electric
  • Heating: Central,Electric
  • Flooring: Tile
  • Construction: Brick,Block,Concrete
  • Roof: Metal
  • Interior Features: Pantry,WalkInClosets,FrenchDoorsAtriumDoors
  • Exterior Features: Fence,Patio,Shed

Courtesy of Atlantic Key Realty Group

Contact Paul Kitchen Group to schedule an appointment or call .

RAIRC

© 2026 Starfish Real Estate. Listings updated Sep 14, 2026 2:03 am. Listing data is derived from the Broker Reciprocity Program of the Realtor Association of Indian River County (RAIRC) and BeachsMLS. Properties listed by brokers other than Starfish Real Estate are identified with the applicable MLS logo and include the listing broker's name. Not all properties available through either MLS may be displayed. All MLS data is the copyrighted property of the respective MLS and its participants. Data is deemed reliable but is not guaranteed accurate and should be independently verified prior to entering into any transaction.